Lending Solutions

Eagle Ledge Foundation is a multi-option “one stop” loan provider. Our goal is to deliver funds with the best terms and conditions available to our ministry partners. We enjoy working with brokers. We are ministry minded and truly desire to provide a ministry minded solution. At the same time, we are direct in our evaluation approach. We provide solutions that will complete your project and help to avoid unwanted risk in the future.

Many times, that means we are a direct lender. Other times we deliver funds from our relationship banking partners. We also provide Crowd Funding Loan Options.

Evaluating Your Organization’s Borrowing Capacity

The credit quality of church borrowers varies greatly. Many lending institutions are not flexible related to their lending guidelines. Eagle Ledge prides itself on structuring each project independently thereby allowing for more than one lending solution. Our goal is to provide a sure path to securing the funds requested.

TYPES of LOANS

Church financing is often arranged from either a conventional lender, private money, or internally with friends and supporters (Crowd Funded) for a portion of the total loan amount.

Conventional Loans – often provide amortizations from twenty to twenty-five years, interest rates fixed for 5-7 years, secured with a First Mortgage or Trust Deed.

Private Money – Eagle Ledge has many investors that are Kingdom minded. They want their investments to match their Biblical world view. Therefore, they are interested in providing capital to groups that are often underserved through traditional sources.

Crowd Funding – This is a long practiced way to self-fund nonprofit projects. It provides an opportunity for those associated with the organization to fund a loan to their organization (combined with others from the organization) with favorable terms and conditions. The borrower can set the interest rates and terms paid to the investors. Independent Trustees escrow all funds, provide loan servicing, and investment distribution. This is professionally executed, and provides comfort in knowing the mortgage payments and investor funds are being managed professionally.

Crowd Funding can make all the difference needed to secure other lending options.

Evaluating Your Organization’s Borrowing Capacity

The credit quality of church borrowers varies greatly. Many lending institutions are not flexible related to their lending guidelines. Eagle Ledge prides itself on structuring each project independently thereby allowing for more than one lending solution. Our goal is to provide a sure path to securing the funds requested.